The HMDA data also detect loans which can be included by the Home Ownership and Equity Defense Act (HOEPA). Under HOEPA, specified types of house loan loans which have desire prices or whole details and charges higher than specified levels are matter to selected requirements, such as further disclosures to people, in addition to are subject to vari

The HMDA details also determine loans which have been coated by the house Possession and Fairness Defense Act (HOEPA). Under HOEPA, specified types of home finance loan loans which have interest charges or overall details and costs over specified stages are issue to certain needs, for instance additional disclosures to customers, and in addition ar

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